Disclosure: this article includes the Froshvibes.com Grey referral code. If you sign up with it, we may receive a reward at no extra cost to you. Grey sets the referral reward and its conditions, and they can change.
Grey is a popular app for freelancers and remote workers who need to receive money from abroad. It gives you foreign account details for USD, GBP and EUR, lets you convert to naira and helps you pay internationally. In this Grey app review we explain how it works, its pros and cons, and how to sign up with the Grey referral code OSE7C2.
Contents
- What is the Grey app?
- What you can do with Grey
- Grey referral code: OSE7C2
- How to sign up for Grey
- Grey app pros and cons
- Is Grey safe?
- Grey vs Payoneer
- Frequently asked questions
- What is the Grey referral code?
- How do I get the Grey sign-up bonus?
- Can I receive Upwork or Fiverr payments with Grey?
- Related on Froshvibes
What is the Grey app?
Grey is a fintech app designed for people who earn in foreign currency, such as freelancers, remote workers, content creators and online business owners. Instead of opening a bank account abroad, you get virtual account details in major currencies that clients and platforms can pay into.
What you can do with Grey
- Receive USD, GBP and EUR through virtual foreign account details
- Convert between currencies and to your local currency inside the app
- Send money internationally and withdraw to your local bank account
- Pay online with a virtual card (where available) for subscriptions and online shopping
Grey referral code: OSE7C2
When you create your account, you can enter the referral code OSE7C2. Grey runs a referral programme that can give new users a welcome reward (offers of around $20 have been advertised) once they complete registration, verify their identity and meet Grey’s conditions, such as a qualifying transaction. The reward amount and rules are decided by Grey and can change, so check the terms in the app when you sign up.
How to sign up for Grey
- Download the Grey app from the Google Play Store or Apple App Store.
- Create an account with your email address and phone number.
- Enter the referral code OSE7C2 when prompted.
- Verify your identity with a valid ID and complete any required checks.
- Create your USD, GBP or EUR account details and share them with clients or platforms.
Grey app pros and cons
- ✅ Foreign account details for USD, GBP and EUR without travelling abroad
- ✅ Simple, beginner-friendly mobile app
- ✅ Useful for receiving payments from international clients and platforms
- ✅ In-app currency conversion
- ❌ Exchange rates and fees vary; always check before converting
- ❌ Not every platform or client can pay into virtual accounts, so confirm with your payer first
Is Grey safe?
Grey uses identity verification and account security features. As with any financial app, protect yourself: turn on every available security option, never share one-time codes and only download the app from official app stores.
Grey vs Payoneer
Both help you receive international payments. Payoneer is widely integrated with marketplaces like Fiverr and Upwork, while Grey focuses on simple foreign accounts and conversion in a mobile app. Many freelancers use both. See our guide on how to open a Payoneer account, and if you’re just starting out, learn how to make money on Fiverr.
Frequently asked questions
What is the Grey referral code?
Use OSE7C2 when you create your Grey account.
How do I get the Grey sign-up bonus?
Sign up with a referral code, verify your account and meet the conditions shown in the app. Grey decides the reward and its rules.
Can I receive Upwork or Fiverr payments with Grey?
It depends on the platform’s supported payout methods. Check the platform’s withdrawal options and Grey’s guidance before relying on it.
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